Browsing articles in "I say"

Bank Holidays March-April 2015

Starting from 28th March 2015, there will be a string of holidays which will cause slowing down the financial transactions in India.

28th March is Ram Navmi so the banks will be closed on that day. 29th March is a Sunday. 30th march is a working day followed by 31st March and 1st April which are annual closing days. Banks are closed for public on closing days so financial transactions won’t be possible. 2nd April is Mahavir Jayanti followed by Good Friday on 3rd April. Both are bank holidays. 4th April is working but as it will be a Saturday, banks will only be open for few hours. 5th is again Sunday.

So if you are planning to go for some financial transactions and make some room for ITR filing and tax paying in next week, make sure you keep all of the above in mind as this is going to be a little bit of mess for public transactions.

Also, no matter it is a public or private bank, near annual closing days each and every employee has his/her ass on fire and become way too rude for the public. Do not make a mess out of it. They undergo hell lot of pressure so if someone is not talking in good mood with you, do not complain.

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Mungerilal Ke Haseen Sapne – An open letter to AAP/Arvind Kejriwal

Dear Arvind Kejriwal,

Congratulations! You have won the hearts, Again!!! This is your second chance and most probably the last one. A chance give by the people of Delhi with love (Please note that this love is made up of a Bamboo and is oiled with anger of the people of Delhi).

Babuji, jab yeh pyar ka danda padta hai to waise hi chutti ho jaati hai jaise Congress Aur BJP ki hui hai dilli mein….

I was in favor of you when you formed the government (Yes, I am talking about the ‘alpmat‘ government) but you broke my heart in 49 days that’s too on Valentines day. Anyway, raat gai baat gai. Now, when you taking oath as Cm with a “bahumat” government, people of delhi and rest of India (that includes me) will keep an eye on your work. It is great to see how quickly, even before taking the oath, you are on feet and meeting all the big shot politicians for help in making the dream Dilli a truth.

Now, I would like to raise some doubts which I think you will need to answer in next few days. As you are known for your quick action, please do not think people will give you time as they have given to Modi sarkaar. Modi asked for 5 years not you!

1. You have promised for 500 new schools and 20 new colleges in your tenure. Where will you get the money and the land for this? I am assuming we are not talking about the desi style 3 room nursery schools running in every guli/nukkar or another ponytail ‘college’. We are talking about well established, fully equipped schools.

2. 15 Lakhs CCTV cameras. Boy you need MONEY!! Cameras to install, servers to record, highly qualified staff to monitor and miles of wires. Please note that when we talk about CCTVs we would like to have good quality high resolution cameras installed so that when it comes to identifying the culprit from the footage, you do not have to wait for your tech experts to clean-up the image. And yes, night vision enabled. (BOY YOU NEED HELL LOT OF MONEY!)

3. 2 Lakh public toilets. Please make sure they are clean. Are you going to make sure that the people who are appointed to keep the toilets clean are actually cleaning them? I live in Chandigarh. You know Chandigarh? It is the MOST CLEAN city in India. Toilets even in my city are dirty in many sectors. And in order to keep them clean you need to appoint at least two trained cleaners per toilet. (BOY! MONEY MONEY AND MORE MONEY!)

4. Free WiFi. I don’t think this will be possible at all. You can give the free service for a limited time but not for long. Say 30 minutes a day will cost you so much. How the hell you are going to convince telephone companies to give away free data service? Please do not say subsidy. I beg you!

Where is the money coming from anyway? Delhi does not produce even a single product on its own. You are going to reduce water and electricity tariff of-course via subsidy. VAT and other taxes will be reduced as per your promises so incoming of money will be a big trouble.

Center will not give money for free and interest will be charged. Every single thing you have planned will increase the burden on the treasure Delhi has. Oh! Delhi is already in debt. Isn’t it? Tomorrow or a day after, you have to increase taxes, tariff and all back to where it is now or even more. How will you be able to answer the people of Delhi then?

Modi government has to increase taxes on oil every time it goes down in international market in order to fill the pit previous governments left. Remember Modi said,”Subsidy should be removed”.? When you give subsidy, you put pressure on states’/country’s account. You have to increase indirect taxes.

Arvind ji! You are from revenue department. “Meri to maths kamzoor hai fir bhi itna to main bhi jaanta hun!

I can just hope you will not run again.

I can just hope you will fulfil the promises and will not blame it on Center or anyone saying,”Sab mile hue hain. Iski jaanch honi chahiye. Hum to karna chahte the kisi ne karne nahi diya.”

Please be realistic.

Yours (or may be not),


P.S. Dear AAPians, please do not use bad words in comments. I simply won’t approve it. You know why? Because I CAN MODERATE COMMENTS!!


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Shubh Muhurat – 2015

As earlier, I am posting wedding dates which are considered good for weddings in India as per hindu rituals. For further information please contact your pandit :) (I am not one!)

16th January (Friday)
18th January (Sunday)
24th January (Saturday)
25th January (Sunday)
29th January (Thursday)
05th February (Thursday)
07th February (Saturday)
08th February (Sunday)
11th February (Wednesday)
12th February (Thursday)
14th February (Saturday)
15th February (Sunday)
16th February (Monday)
20th February (Friday)
21st February (Saturday)
26th February (Thursday)
27th February (Friday)
04th March (Wednesday)
08th March (Sunday)
09th March (Monday)
10th March (Tuesday)
11th March (Wednesday)
12th March (Thursday)
21st April (Tuesday)
22nd April (Wednesday)
27th April (Monday)
28th April (Tuesday)
30th April (Thursday)
01st May (Friday)
05th May (Tuesday)
07th May (Thursday)
08th May (Friday)
09th May (Saturday)
14th May (Thursday)
19th May (Tuesday)
20th May (Wednesday)
27th May (Wednesday)
28th May (Thursday)
30th May (Saturday)
02nd June (Tuesday)
04th June (Thursday)
05th June (Friday)
06th June (Saturday)
10th June (Wednesday)
11th June (Thursday)
22nd November (Sunday)
26th November (Thursday)
27th November (Friday)
04th December (Friday)
05th December (Saturday)
06th December (Sunday)
07th December (Monday)
13th December (Sunday)
14th December (Monday)
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No! You Do Not Need A DSLR!!

Every day, literally thousands of people are entering the field of photography, let it be hobby or profession. Bottom line is everyone wants to taste the sweet word “Photographed by XYZ”. It sounds cool! It is something that is “happening” profession these days and as it happened with engineers, web developers and content writers, this is just another bubble getting ready to be taken away by some other profession as soon as it burst.

Camera companies have made it so damn easy! Have $400 (Rs.22000/-) to spare? Go and buy yourself a professional looking DSLR! Amazing thing is these little babies actually can click good photos. Well out 100 there should be at least one that can be uploaded on facebook.

First thing that should actually pop in your mind is,”Do I really need a DSLR and not a semi-DSLR/Bridge camera?” Most of the people say when they can buy a DSLR in same price as a bridge camera, why they should not go for a DSLR? After all they will spending same amount of money.

Let me clear the air here. DSLR has lens mounts. You can actually buy only body of a DSLR and decide on the lenses later. Bridge cameras come with in built zoom/macro/wide lens which is not detachable. The results of these lenses are pretty good too.

Now, let us take something in account here in terms of money. When you buy a DSLR, you will need lenses for every freaking thing. For portrait you need at least 50mm 1.8. For zoom you need to buy at least a 55-200mm. For Wide you need at least the 18-55 kit lens. Now you have already spent Rs.22000/- on the body + Kit lens. For 50mm another Rs.7000/- and Rs.9000/- for 55-250mm minimum. So this will add up to Rs.16,000/- making it a total of Rs.36,000/- and that too with the cheapest possible options in the market.

While with the bridge camera you will get all of them at cost of Rs.25k-26k and that too without the hassle of changing the lens. Even if you want to polish your skills on manual settings, bridge cameras offer almost everything similar to DSLR. Let it be Shutter speed, aperture, ISO settings controlled manually or settings like Shutter Priority and Aperture Priority.

There is only one con in bridge cameras and that is the sensor size. If you are a hobby photographer and has no intentions to take photography as profession you do not need to worry about this. Even with comparatively smaller sensor, the image quality is sell-able. Believe me as I have sold a lot of macro photographs clicked with my first camera that was a Canon S5IS.

Believe me people are born with creative eye. You can not just “learn” photography. You are born with the skill. You can only polish it to be better. Buying a DSLR will not make you a photographer and note it in bold letters that “CLICKING ON AUTO WILL NOT MAKE YOU ONE”.

A photographer rises with time. You will start with 99 bad photos from 100 and end up with 5 bad photos in 10. As you grow the number of clicks you need for a perfect photograph will reduce. So just don’t be another monkey with a DSLR and prefer to polish the skills rather than spending money on gear.

You can check some of the following bridge cameras to start photography as hobby and to polish the skills.


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Bank Holidays – India – 2015

The following is a list of all the holidays that Indian banks may celebrate and will be closed for working. Some of the holidays are region based. Please check with your local bank branch for any update.

Holiday Description Day
New Year’s Day 1
Milad-i-Sherif (Birthday of Prophet Muhammed) 3
Birthday of Sri Guru Gobind Singh Ji 5
Friday following Eid-i-Milad-ul-Nabi 9
Swami Vivekananda Jayanti 12
Makar Sankranti/Magh Bihu 14
Pongal/Uttarayana Punya Kala Sankranti 15
Thiruvalluvar Day 16
Uzhavar Thirunal 17
Netaji Jayanti 23
Basant Panchami/Saraswati Puja 24
Republic Day 26
Guru Ravidas Jayanti 3
Mahashivratri 17
Chhatrapati Shivaji Maharaj Jayanti/Losar 19
Holi/Doljatra/Holika Dahan 5
Holi (2nd day)/Dhulandi 6
Telugu New Year’s Day/Gudi Padwa/1st Navratra/Chandramana Ugadi 21
Sarhul 23
Ram Navami 28
Annual closing of Accounts of Commercial and Co-operative Banks 1
Mahavir Jayanti 2
Good Friday 3
Dr. Baba Saheb Ambedkar’s Birthday/Tamil New Year’s Day/Baisakhi/Biju Festival/Bohag Bihu 14
Bengali New Year’s Day/Himachal Day/Bohag Bihu/Vishu 15
Garia Puja/Basava Jayanthi 21
May Day/Maharashtra Din 1
Buddha Pournima 4
Birthday of Rabindra Nath Tagore 9
State Day 16
Saga Dawa 2
Annual Closing of RBI 1
Martyr’s Day/Bhanu Jayanti 13
Shab-I-Qadr 15
Jumat-ul-Vida 17
Ramzan Id (Id-ul-Fitr)/Ratha Yatra 18
Kharchi Puja 24
Kor Puja 8
Independence Day 15
Parsi New Year 18
First Onam 27
Thiruvonam 28
Raksha Bandhan 29
Krishna Jayanthi/Janmashtami 5
Ganesh Chaturthi/Vinayakar Chathurthi/Samvantsari (Chaturthi Paksha)/Varasiddhi Vinayaka Vrata 17
Nuakhai/Ganesh Chaturthi (2nd day) 18
Sree Narayana Guru Samadhi Day 21
Bakri Id (Id-ul-Zuha)/Karma Puja 24
Bakri Id (Id-ul-Zuha) 25
Bakri Id (Id-ul-Zuha) 26
Mahatma Gandhi Jayanti 2
Mahalaya Amavasye 12
Durga Puja – Saptami 20
Ayudha Puja/Durga Puja-Astami/Mahashtami 21
Dussehra (Vijaya Dashmi)/Durga Puja-Navami & Dasami 22
Durga Puja/Vijaya Dashmi/Muharram 23
Muharram (Ashoora)/Durga Puja (Dasami) 24
Lakshmi Puja 26
Mahrshi Valmiki Jayanti 27
Karva Chauth 30
Deepavali/Kali Puja/Naraka Chaturdashi 10
Diwali Amavasya (Laxmi Poojan) 11
Diwali (Balipratipada)/Govardan Puja/Vikram Samvant New Year Day 12
Bhai Dooj/Chitragupta Jayanti/Yama Dwitiya 13
Chhath Puja/Surya Shashti 17
Chhath Puja 18
Guru Nanak Jayanti/Kartik Poornima 25
Kanakadasa Jayanthi 28
Feast of St.Francis Xavier 3
Birthday of Sheikh Mohammad Abdullah 5
Losoong 12
Goa Liberation Day 19
Milad-un-Nabi 23
Id-e-Milad/Milad-un-Nabi 24
Christmas 25
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A remote button to shut my mouth!

So this what happened today. Me and my mom were discussing something when she heard some noise outside and out of no where she took the TV remote, pointed at me and tried to lower down my volume. I didn’t notice until she started laughing as she was about to ask me why my volume is not getting down.

Now what happened was whenever she wants to talk to me or check about the noise outside she lower downs the TV volume and that time only I was talking so out of habit she did the same with me! Be it be a genuine mistake, this is so damn funny that we are still laughing on what happened.

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Shubh Muhurat 2014

Last year I posted dates on which weddings can take place in 2013. Here is the list of 2014.

  • Jan 2014 – 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28
  • Feb 2014 - 3, 4, 8, 9, 10, 14, 15, 17, 18, 19, 20, 21, 22, 23, 24, 26
  • March 2014 - 2, 3, 4, 7, 8, 9, 14
  • April 2014 - 16, 17, 18, 19, 20, 21, 22, 26, 27
  • May 2014 - 1, 2, 7, 8, 10, 11, 13, 15, 17, 19, 23, 24, 25, 29, 30
  • June 2014 - 4, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 19, 20, 21, 24, 25, 26
  • July 2014 - 1, 2, 3, 4, 5
  • Nov 2014 - 30
  • Dec 2014 - 1, 2, 5, 6, 7, 12, 13, 14, 15


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